Do you do motorcycle title loans?
Yes, but there are conditions of which the underwriter will explain when you go over the loan.
Do I have to have the car titled in the same state as where I live?
Yes. If you are traveling out of state, you will need to sign the paperwork in the state of which you live.
Does my car need to be paid off?
Well that’s a maybe. We can incorporate the last couple payments into a car title loan but this is only done on newer cars.
Do I need to have a good credit?
Not at all. That is one of the great things about a car title loan. You can have little, bad or even no credit at all.
Do I need to be employed?
We are more concerned about the fact that you have a way to pay the loan then the question if you are employed. You can be self- employed, or even receive income from some source other than an employer but we will require that you show there is some income to cover the payments.
Can I be in retirement?
Yes. You can even be on disability. The key issue is that you have a source of income to pay the loan.
Is there a pre-payment penalty?
None whatsoever, and this is a key reason why you should use us. Other companies may not disclose this fact, and you need to know because if you elect to pay the loan off early, the pre-payment penalty could be as much as your regular interest payment multiplied by the remaining life of the loan.
How fast does the process take to get the loan?
We will have you pre-approved in a matter of minutes. Then the paperwork is about 15 minutes of your time. Of course, plan on spending some time picking up your money.
Do I have full use of the vehicle?
100% yes. We do not hold your vehicle at all.