Car title loans across South Carolina · Anderson · Clover · Fort Mill · LorisCall: 803-548-1727
America's Title Loan Store

Online Title Loans for SC Residents

South Carolina car title loans — No Inspection Necessary. FedEx the title to us and get cash the same day. You do not need to bring the car in.

We will have you pre-approved in a matter of minutes. Little, bad or even no credit is OK.

TITLE$

Quick Online Application

Online title loans for SC residents — no inspection necessary. FedEx the title, get cash the same day.

100% Online for SC Residents
Pre-Approved in Minutes
No Inspection Necessary
Bad or No Credit OK
No Prepayment Penalty
Fast cash in three simple steps

How Our Car Title Loans Work

Getting a car title loan is a lot easier than people think.

Step 1: Apply Online

Send the quick online application or call us. We will have you pre-approved in a matter of minutes.

Step 2: FedEx Your Title

No inspection necessary — you do not need to bring the car in. South Carolina residents FedEx the title to us and verify income online. Prefer face to face? Visit any of our four SC offices.

Step 3: Get Cash the Same Day

Get cash the same day and keep 100% use of your vehicle. Pay off early any time with no penalty.

TITLE$
You keep the keys

Car & Motorcycle Title Loans

We do not hold your vehicle at all — you keep 100% use of it while you repay. Motorcycle title loans are available too; there are conditions the underwriter will explain when you go over the loan.

Apply Online

Fort Mill office

Commercial & 18 Wheeler Title Loans

Own a work truck or a big rig? Our Commercial Car Title Loan Fort Mill office at 3420 US-21 also handles commercial and 18 wheeler title loans.

Fort Mill Office

AndersonCloverFort MillLoris
Four South Carolina offices

Find a Location Near You

Prefer to visit in person? Tap to call or get turn-by-turn directions.

All Areas We Serve →

Straight answers

Frequently Asked Questions

Can I get my title loan completely online?

Yes. South Carolina residents can complete the entire loan online, from application to verification to funding, without visiting an office. If you prefer, you are always welcome to visit one of our South Carolina offices instead.

Do I have to bring my car in for an inspection?

No. For South Carolina residents there is no inspection necessary and you do not need to bring the car in. FedEx the title to us and get cash the same day.

Do you do motorcycle title loans?

Yes, but there are conditions of which the underwriter will explain when you go over the loan.

Do I have to have the car titled in the same state as where I live?

Yes. If you are traveling out of state, you will need to sign the paperwork in the state of which you live.

Does my car need to be paid off?

Well that’s a maybe. We can incorporate the last couple payments into a car title loan but this is only done on newer cars.

Do I need to have a good credit?

Not at all. That is one of the great things about a car title loan. You can have little, bad or even no credit at all.

Do I need to be employed?

We are more concerned about the fact that you have a way to pay the loan then the question if you are employed. You can be self- employed, or even receive income from some source other than an employer but we will require that you show there is some income to cover the payments.

Can I be in retirement?

Yes. You can even be on disability. The key issue is that you have a source of income to pay the loan.

Is there a pre-payment penalty?

None whatsoever, and this is a key reason why you should use us. Other companies may not disclose this fact, and you need to know because if you elect to pay the loan off early, the pre-payment penalty could be as much as your regular interest payment multiplied by the remaining life of the loan.

How fast does the process take to get the loan?

We will have you pre-approved in a matter of minutes. Then the paperwork is about 15 minutes of your time. Of course, plan on spending some time picking up your money.

Do I have full use of the vehicle?

100% yes. We do not hold your vehicle at all.

Loan example & disclosure: South Carolina residents may obtain a loan online or at any of our South Carolina offices. Our Title loans have a interest rate of 300% a loan of 1000 with a 300% APR and a 12 month term and $15 lien recording fee , the payments are 11 payments in 271.98 and one payment of 271.89 and the total scheduled interest is $3263.67. The interest on the loan may vary depending upon the timing of the payments made. There is no prepayment penalty. This means that you can pay off your loan at any time without penalty, and you will only be charged interest during the time that you have an outstanding balance. However, we do charge a $15 Lien fee that is forwarded to the Department of Motor Vehicles to record a lien on your title.
Ready when you are

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