Mount Pleasant residents never need to visit an office or bring the car in. Apply online, verify online and FedEx the title to us. Once approved, funding comes as soon as the next business day, sometimes even the same day. Not every application is approved, and funding time depends on when your documents and signed paperwork are complete.
- LocationMount Pleasant, SC
- CountyCharleston County
- Population (2020 Census)90,801
- How to apply100% online
Title Loans for Mount Pleasant Residents
You do not need a storefront in Mount Pleasant. Fill out the online application, get approved, and get your money as soon as the next business day, sometimes even the same day. Mount Pleasant sits east of the Cooper River, across the Arthur Ravenel Jr. Bridge from downtown Charleston. With 90,801 residents in the 2020 Census, it is the state's fourth-largest municipality. It is known for Shem Creek's docks and restaurants, Patriots Point with the USS Yorktown, and Boone Hall Plantation.
Your Document Checklist
- Title in your name (if it is not, the SCDMV can transfer it or issue a duplicate)
- Driver's license or other government photo ID
- Recent proof of income, from any steady source
That is the short list. Our team will tell you exactly how to send each item.
Benefits of an Online Title Loan
The biggest benefit is speed without travel. You apply in a few minutes, most applicants are pre-approved within minutes, and once approved your money can arrive as soon as the next business day, sometimes even the same day. You keep your vehicle, credit is not the deciding factor, and you can pay off early with no penalty.
What Decides Your Loan Amount
We look at your vehicle's value and your ability to repay. A newer vehicle with lower mileage usually supports a larger loan than an older one, but older vehicles can qualify too. Tell us the amount you need on the application, and we will work out what fits your budget.
Live Near Mount Pleasant, Not in It?
That is fine. We serve borrowers all over South Carolina, not just inside city limits. Apply online from wherever you live in the state.
Why Mount Pleasant Residents Apply
Mount Pleasant is one of the more expensive places to live in South Carolina, so even well-paid households can feel a surprise cost. Many residents work in health care, real estate, hospitality and the trades, or commute into Charleston every day over the bridge.
High Costs, Short-Term Gaps
When the rent or mortgage is high, there is less room for a sudden repair or bill. A title loan is a short-term tool. Borrow only what you need, check the loan example below, and pay it off early if you can, since there is no prepayment penalty.
From Application to Deposit
Start with the short online application. We contact you to confirm your details, you send your documents online and FedEx the title, and the final paperwork usually takes about 15 minutes of your time. Once approved, you can get your money as soon as the next business day, sometimes even the same day.
Pay Off Early, No Penalty
There is no prepayment penalty. Pay extra or pay the whole balance whenever you are ready, and interest is charged only while you have a balance. The only added fee is the $15 lien recording fee, which goes to the Department of Motor Vehicles.
Questions? Call Us
Call 843-444-2231 before or after you apply. Customer service is available from 10 am to 8 pm, 7 days a week. Our business location is 1st Capital, 3210 Highway 701 North Suite 104, Loris, SC 29569. Mount Pleasant customers never need to visit; the whole loan is handled online.
Frequently Asked Questions: Mount Pleasant Title Loans
I own my car but have a newer loan on my spouse's car. Which title do I use?
Use a vehicle whose title is in your name. If the car is newer and almost paid off, we can sometimes roll the last couple of payments into the title loan, so mention it when you apply.
Do I need good credit?
No. Little, bad or no credit is fine to apply with. We focus on the vehicle and your ability to repay.
Can I apply if the title is not in my name?
No. The title has to be in your name. The SC Department of Motor Vehicles can transfer a title or issue a duplicate.
What if I can't make a payment?
Call us before the due date. Missed payments on a title loan can put the vehicle at risk of repossession, so it is important to talk early.
How soon could I have the money?
Most applicants are pre-approved within minutes. Once approved, you can get your money as soon as the next business day, sometimes even the same day. Timing depends on when your documents and signed paperwork come in.