Simpsonville residents never need to visit an office or bring the car in. Apply online, verify online and FedEx the title to us. Once approved, funding comes as soon as the next business day, sometimes even the same day. Not every application is approved, and funding time depends on when your documents and signed paperwork are complete.
- LocationSimpsonville, SC
- CountyGreenville County
- Population (2020 Census)23,354
- How to apply100% online
Borrow Against Your Vehicle in Simpsonville
You do not need a storefront in Simpsonville. Fill out the online application, get approved, and get your money as soon as the next business day, sometimes even the same day. Simpsonville is a Greenville County city of 23,354 people (2020 Census) along I-385. Heritage Park, with its amphitheater, sports fields and trails, is its best-known gathering place, and the historic Main Street area has grown along with the city.
What Is a Car Title Loan?
Think of it as using the value already sitting in your vehicle. You pledge the title as collateral, we record a lien, and you get the money while the car stays in your driveway. Once the loan is paid, the lien is released and the title is clear again.
Living and Working in Simpsonville
Simpsonville has many young families and commuters who split time between Greenville and the I-385 corridor. When a car repair or medical bill lands at the wrong time, a title loan lets you borrow against a vehicle you own without giving it up.
Requirements for Simpsonville Borrowers
You need to be an adult South Carolina resident who owns a vehicle with the title in your name and has a way to repay. Income can come from a job, self-employment, retirement, Social Security or disability. Have your title, photo ID and proof of income ready, and verification goes quickly.
Sizing Your Loan
There is no one-size loan. Your vehicle's year, make, model, mileage and condition set the upper limit, and your income decides what payment makes sense. Check the loan example on this page to see how payments and interest add up before you choose an amount.
The Downside to Consider
Every loan has trade-offs. With a title loan, the main ones are cost and risk: the interest rate is high, and the vehicle secures the debt, so falling behind can put it at risk of repossession. Talk to us early if money gets tight. We would rather work something out than see you fall behind.
What Sets Our Title Loans Apart
We keep it simple: no inspection, no office visit, no prepayment penalty, and a full sample loan with the APR printed on every page so you know the cost up front. Customer service is available from 10 am to 8 pm, 7 days a week.
Keep Your Car, Truck or Motorcycle
Your keys stay with you. You have full use of the vehicle the whole time you are paying the loan back. We also make motorcycle title loans, with some conditions the underwriter will go over.
Questions? Call Us
Call 843-444-2231 before or after you apply. Customer service is available from 10 am to 8 pm, 7 days a week. Our business location is 1st Capital, 3210 Highway 701 North Suite 104, Loris, SC 29569. Simpsonville customers never need to visit; the whole loan is handled online.
Frequently Asked Questions: Simpsonville Title Loans
How long does the paperwork take?
Most applicants are pre-approved within minutes. Once your documents are in, the final paperwork usually takes about 15 minutes of your time.
What if I can't make a payment?
Call us before the due date. Missed payments on a title loan can put the vehicle at risk of repossession, so it is important to talk early.
How soon could I have the money?
Most applicants are pre-approved within minutes. Once approved, you can get your money as soon as the next business day, sometimes even the same day. Timing depends on when your documents and signed paperwork come in.
Does my car have to be paid off?
Not always. On newer vehicles we can sometimes roll the last couple of payments into the title loan.
Is there a penalty for paying early?
No. Pay off any time without a penalty; interest is charged only while you carry a balance.