Myrtle Beach residents never need to visit an office or bring the car in. Apply online, verify online and FedEx the title to us. Once approved, funding comes as soon as the next business day, sometimes even the same day. Not every application is approved, and funding time depends on when your documents and signed paperwork are complete.
- LocationMyrtle Beach, SC
- CountyHorry County
- Population (2020 Census)35,682
- How to apply100% online
Borrow Against Your Vehicle in Myrtle Beach
Apply online, get approved, and get your money as soon as the next business day, sometimes even the same day. You never have to visit an office or bring the car in. Myrtle Beach, with 35,682 residents in the 2020 Census, is the center of the Grand Strand: the oceanfront Boardwalk, the SkyWheel, Broadway at the Beach, dozens of golf courses and miles of hotels along Ocean Boulevard.
What You Need to Apply
- A car, truck or SUV with the title in your name
- A valid photo ID, such as a South Carolina driver's license
- Proof of income: pay stubs, a benefits or retirement letter, or bank statements showing deposits
- A vehicle titled in the state where you live
If someone else is also listed on the title, tell us up front.
Benefits of an Online Title Loan
The biggest benefit is speed without travel. You apply in a few minutes, most applicants are pre-approved within minutes, and once approved your money can arrive as soon as the next business day, sometimes even the same day. You keep your vehicle, credit is not the deciding factor, and you can pay off early with no penalty.
Sizing Your Loan
There is no one-size loan. Your vehicle's year, make, model, mileage and condition set the upper limit, and your income decides what payment makes sense. Check the loan example on this page to see how payments and interest add up before you choose an amount.
Live Near Myrtle Beach, Not in It?
That is fine. We serve borrowers all over South Carolina, not just inside city limits. Apply online from wherever you live in the state.
Why Myrtle Beach Residents Apply
Much of Myrtle Beach's income rises and falls with the tourist season. Servers, bartenders, housekeepers, golf crews and shop staff often earn most of their year between spring break and Labor Day, then see hours drop in winter, but the bills keep coming.
Seasonal and Tipped Income
Bank statements showing deposits are usually the simplest way for seasonal and tipped workers to show income. If you moved here recently, remember your vehicle needs to be titled in the state where you live.
Apply Online in Three Steps
- Apply online. The form takes a few minutes, and most applicants are pre-approved within minutes.
- Verify. Send your ID and proof of income online and FedEx the title to us. No inspection.
- Get funded. Once approved, get your money as soon as the next business day, sometimes even the same day.
Pay Off Early, No Penalty
There is no prepayment penalty. Pay extra or pay the whole balance whenever you are ready, and interest is charged only while you have a balance. The only added fee is the $15 lien recording fee, which goes to the Department of Motor Vehicles.
Questions? Call Us
Call 843-444-2231 before or after you apply. Customer service is available from 10 am to 8 pm, 7 days a week. Our business location is 1st Capital, 3210 Highway 701 North Suite 104, Loris, SC 29569. Myrtle Beach customers never need to visit; the whole loan is handled online.
Frequently Asked Questions: Myrtle Beach Title Loans
Is Myrtle Beach close to your business location?
Yes. Our business location is in Loris, also in Horry County. You still do not need to come in, though, because the whole loan is handled online.
Will I keep my car?
Yes. You keep full use of it while you repay. Keep up with the payments, because the vehicle secures the loan.
Do you make motorcycle title loans?
Yes, with some conditions that the underwriter will go over with you.
Do I need good credit?
No. Little, bad or no credit is fine to apply with. We focus on the vehicle and your ability to repay.
Can I apply if the title is not in my name?
No. The title has to be in your name. The SC Department of Motor Vehicles can transfer a title or issue a duplicate.