North Augusta residents never need to visit an office or bring the car in. Apply online, verify online and FedEx the title to us. Once approved, funding comes as soon as the next business day, sometimes even the same day. Not every application is approved, and funding time depends on when your documents and signed paperwork are complete.
- LocationNorth Augusta, SC
- CountyAiken and Edgefield counties
- Population (2020 Census)24,379
- How to apply100% online
Title Loans for North Augusta Residents
North Augusta borrowers can handle the whole loan from a phone or computer: apply, verify and get funded. Once approved, money can arrive as soon as the next business day, and sometimes the same day. North Augusta sits on the South Carolina bank of the Savannah River, across from Augusta, Georgia, and had 24,379 residents in the 2020 Census. It is mostly in Aiken County, with a small part in Edgefield County, and is known for the Greeneway trail system and the Riverside Village development around SRP Park, home of the Augusta GreenJackets.
Your Document Checklist
- Title in your name (if it is not, the SCDMV can transfer it or issue a duplicate)
- Driver's license or other government photo ID
- Recent proof of income, from any steady source
That is the short list. Our team will tell you exactly how to send each item.
Why North Augusta Borrowers Choose Us
- 100% online: apply, verify and get funded without an office visit
- Pre-approval in minutes
- Funding as soon as the next business day, sometimes the same day
- Little, bad or no credit is fine to apply with
- Keep driving your vehicle
- No prepayment penalty, ever
How Much Can You Borrow?
The amount depends on two things: what your vehicle is worth (year, make, model, mileage and condition) and how much your income can comfortably repay. Enter your vehicle details and the amount you want on the application, and we will tell you what you qualify for. Borrow only what you need.
Live Near North Augusta, Not in It?
That is fine. We serve borrowers all over South Carolina, not just inside city limits. Apply online from wherever you live in the state.
Living and Working in North Augusta
Many North Augusta residents work across the river in Augusta, at Fort Eisenhower (formerly Fort Gordon), in Augusta's hospitals, or at the Savannah River Site. A daily bridge commute makes a reliable vehicle a must.
Living in SC, Working in Georgia
If you live in North Augusta and work in Georgia, you are a South Carolina resident, so your vehicle should be titled in South Carolina. Georgia paychecks count as income.
From Application to Deposit
Start with the short online application. We contact you to confirm your details, you send your documents online and FedEx the title, and the final paperwork usually takes about 15 minutes of your time. Once approved, you can get your money as soon as the next business day, sometimes even the same day.
Clear Costs
We publish a full sample loan (APR, term, payments and total interest) below, so you can see the cost before you apply. There is no prepayment penalty, and the only added fee is the $15 lien recording fee that goes to the Department of Motor Vehicles.
Questions? Call Us
Call 843-444-2231 before or after you apply. Customer service is available from 10 am to 8 pm, 7 days a week. Our business location is 1st Capital, 3210 Highway 701 North Suite 104, Loris, SC 29569. North Augusta customers never need to visit; the whole loan is handled online.
Frequently Asked Questions: North Augusta Title Loans
My car still has a Georgia title. Can I apply?
Your vehicle should be titled in the state where you live. If you have moved to North Augusta and still have a Georgia title, call us first. You may need to retitle it in South Carolina.
Do you make motorcycle title loans?
Yes, with some conditions that the underwriter will go over with you.
Do I need good credit?
No. Little, bad or no credit is fine to apply with. We focus on the vehicle and your ability to repay.
Can I apply if the title is not in my name?
No. The title has to be in your name. The SC Department of Motor Vehicles can transfer a title or issue a duplicate.
What if I can't make a payment?
Call us before the due date. Missed payments on a title loan can put the vehicle at risk of repossession, so it is important to talk early.