Lexington residents never need to visit an office or bring the car in. Apply online, verify online and FedEx the title to us. Once approved, funding comes as soon as the next business day, sometimes even the same day. Not every application is approved, and funding time depends on when your documents and signed paperwork are complete.
- LocationLexington, SC
- CountyLexington County
- Population (2020 Census)23,568
- How to apply100% online
Borrow Against Your Vehicle in Lexington
Getting a title loan in Lexington does not mean a trip anywhere. Apply online and, once approved, you can have your money as soon as the next business day, and sometimes even the same day. The Town of Lexington is the seat of Lexington County and had 23,568 residents in the 2020 Census, up from 17,870 in 2010. It sits just south of Lake Murray, west of Columbia along US-378 and I-20.
Why Lexington Residents Apply
Lexington is home to many families and Columbia commuters, plus jobs at Lexington Medical Center, the county offices, the school districts and businesses around the lake. Fast growth means lots of new households with new expenses.
Benefits of an Online Title Loan
The biggest benefit is speed without travel. You apply in a few minutes, most applicants are pre-approved within minutes, and once approved your money can arrive as soon as the next business day, sometimes even the same day. You keep your vehicle, credit is not the deciding factor, and you can pay off early with no penalty.
Apply Online in Three Steps
- Apply online. The form takes a few minutes, and most applicants are pre-approved within minutes.
- Verify. Send your ID and proof of income online and FedEx the title to us. No inspection.
- Get funded. Once approved, get your money as soon as the next business day, sometimes even the same day.
Requirements for Lexington Borrowers
You need to be an adult South Carolina resident who owns a vehicle with the title in your name and has a way to repay. Income can come from a job, self-employment, retirement, Social Security or disability. Have your title, photo ID and proof of income ready, and verification goes quickly.
Approval and Deposit Timing
Pre-approval usually takes minutes, and the paperwork about 15 minutes of your time. Once you are approved, funding comes as soon as the next business day, sometimes even the same day. Delays are usually caused by missing documents, so have them ready.
Lake Murray Living
Boats, docks and lake homes come with their own repair bills. If you own your vehicle outright, a title loan can cover a short-term need while you keep driving it.
Bad Credit? You Can Still Apply
Your credit score does not decide a title loan the way it decides a bank loan. What matters most is a vehicle titled in your name and a steady source of income to cover the payments.
Is a Title Loan Right for You?
A title loan is meant for a short-term need, not long-term borrowing. The cost is high (see the APR in the loan example below), and the vehicle is at risk if the loan is not repaid. If you have a cheaper option, compare it first. If you choose a title loan, paying it off early saves interest and never costs a penalty.
Questions? Call Us
Call 843-444-2231 before or after you apply. Customer service is available from 10 am to 8 pm, 7 days a week. Our business location is 1st Capital, 3210 Highway 701 North Suite 104, Loris, SC 29569. Lexington customers never need to visit; the whole loan is handled online.
Frequently Asked Questions: Lexington Title Loans
Do I need good credit?
No. Little, bad or no credit is fine to apply with. We focus on the vehicle and your ability to repay.
Can I apply if the title is not in my name?
No. The title has to be in your name. The SC Department of Motor Vehicles can transfer a title or issue a duplicate.
What if I can't make a payment?
Call us before the due date. Missed payments on a title loan can put the vehicle at risk of repossession, so it is important to talk early.
How soon could I have the money?
Most applicants are pre-approved within minutes. Once approved, you can get your money as soon as the next business day, sometimes even the same day. Timing depends on when your documents and signed paperwork come in.
Does my car have to be paid off?
Not always. On newer vehicles we can sometimes roll the last couple of payments into the title loan.