Summerville residents never need to visit an office or bring the car in. Apply online, verify online and FedEx the title to us. Once approved, funding comes as soon as the next business day, sometimes even the same day. Not every application is approved, and funding time depends on when your documents and signed paperwork are complete.
- LocationSummerville, SC
- CountyDorchester, Berkeley and Charleston counties
- Population (2020 Census)50,915
- How to apply100% online
Car Title Loans in Summerville, SC
Apply online, get approved, and get your money as soon as the next business day, sometimes even the same day. You never have to visit an office or bring the car in. Summerville, known as the "Flower Town in the Pines," had 50,915 residents in the 2020 Census. It sits mostly in Dorchester County, with parts in Berkeley and Charleston counties. Its azaleas, Hutchinson Square and the spring Flowertown Festival draw visitors from across the Lowcountry.
Using Your Vehicle's Value
If you own a vehicle with a title in your name, that vehicle can secure a short-term loan. Because the loan is secured, your credit history matters far less than it would for a bank loan. You keep driving the vehicle the whole time.
About Summerville
Summerville has grown into one of the region's largest bedroom communities. Many residents commute down I-26 to North Charleston and Charleston for work, so a vehicle is not optional, and a long commute means more wear, repairs and fuel.
What You Need to Apply
- A car, truck or SUV with the title in your name
- A valid photo ID, such as a South Carolina driver's license
- Proof of income: pay stubs, a benefits or retirement letter, or bank statements showing deposits
- A vehicle titled in the state where you live
If someone else is also listed on the title, tell us up front.
How Much Can You Borrow?
The amount depends on two things: what your vehicle is worth (year, make, model, mileage and condition) and how much your income can comfortably repay. Enter your vehicle details and the amount you want on the application, and we will tell you what you qualify for. Borrow only what you need.
Is a Title Loan Right for You?
A title loan is meant for a short-term need, not long-term borrowing. The cost is high (see the APR in the loan example below), and the vehicle is at risk if the loan is not repaid. If you have a cheaper option, compare it first. If you choose a title loan, paying it off early saves interest and never costs a penalty.
No Inspection, No Office Visit
You never have to bring the car anywhere. There is no vehicle inspection for South Carolina residents. You verify online and FedEx the title to us, and the vehicle never leaves Summerville.
Commuter Costs
A failed transmission or a set of tires can cost more than a week's pay. With a title loan you keep driving the car while you repay, so the commute does not stop.
Clear Costs
We publish a full sample loan (APR, term, payments and total interest) below, so you can see the cost before you apply. There is no prepayment penalty, and the only added fee is the $15 lien recording fee that goes to the Department of Motor Vehicles.
Questions? Call Us
Call 843-444-2231 before or after you apply. Customer service is available from 10 am to 8 pm, 7 days a week. Our business location is 1st Capital, 3210 Highway 701 North Suite 104, Loris, SC 29569. Summerville customers never need to visit; the whole loan is handled online.
Frequently Asked Questions: Summerville Title Loans
Is there a penalty for paying early?
No. Pay off any time without a penalty; interest is charged only while you carry a balance.
Can I get a title loan in Summerville completely online?
Yes. You apply, verify and get funded online. South Carolina residents FedEx the title to us, so there is no trip to an office and no inspection.
Can I qualify without a job?
Possibly. You need a way to repay, which can be self-employment, retirement, Social Security or disability income, as long as you can document it.
Will I keep my car?
Yes. You keep full use of it while you repay. Keep up with the payments, because the vehicle secures the loan.
Do you make motorcycle title loans?
Yes, with some conditions that the underwriter will go over with you.