Loris residents never need to visit an office or bring the car in. Apply online, verify online and FedEx the title to us. Once approved, funding comes as soon as the next business day, sometimes even the same day. Not every application is approved, and funding time depends on when your documents and signed paperwork are complete.
- LocationLoris, SC
- CountyHorry County
- How to apply100% online
Title Loans for Loris Residents
You do not need a storefront in Loris. Fill out the online application, get approved, and get your money as soon as the next business day, sometimes even the same day. Loris is a small town in northern Horry County known for its annual Loris Bog-Off Festival. It sits where US-701 and SC-9 cross, a short drive from the North Carolina line, and it is home to our business location, 1st Capital at 3210 Highway 701 North Suite 104, Loris, SC 29569.
Living and Working in Loris
Northern Horry County households deal with storm prep, tourism-season schedules and long drives to work. Farm and seasonal work, self-employment, retirement and disability income can all count when you can show it.
What Sets Our Title Loans Apart
We keep it simple: no inspection, no office visit, no prepayment penalty, and a full sample loan with the APR printed on every page so you know the cost up front. Customer service is available from 10 am to 8 pm, 7 days a week.
Apply Online in Three Steps
- Apply online. The form takes a few minutes, and most applicants are pre-approved within minutes.
- Verify. Send your ID and proof of income online and FedEx the title to us. No inspection.
- Get funded. Once approved, get your money as soon as the next business day, sometimes even the same day.
What You Need to Apply
- A car, truck or SUV with the title in your name
- A valid photo ID, such as a South Carolina driver's license
- Proof of income: pay stubs, a benefits or retirement letter, or bank statements showing deposits
- A vehicle titled in the state where you live
If someone else is also listed on the title, tell us up front.
Approval and Deposit Timing
Pre-approval usually takes minutes, and the paperwork about 15 minutes of your time. Once you are approved, funding comes as soon as the next business day, sometimes even the same day. Delays are usually caused by missing documents, so have them ready.
Our Hometown
Loris is where our business is based. Even here, you never have to come in: apply online, verify online, and once approved, get your money as soon as the next business day, sometimes even the same day. If you have questions, call 843-444-2231.
Bad Credit? You Can Still Apply
Your credit score does not decide a title loan the way it decides a bank loan. What matters most is a vehicle titled in your name and a steady source of income to cover the payments.
Know the Risks
Title loans are expensive compared with bank loans. The sample loan below has a 300% APR. Because the vehicle secures the loan, missing payments can lead to repossession. Borrow only what you need, have a plan to pay it back, and call us before a due date if you think you will have trouble.
Questions? Call Us
Call 843-444-2231 before or after you apply. Customer service is available from 10 am to 8 pm, 7 days a week. Our business location is 1st Capital, 3210 Highway 701 North Suite 104, Loris, SC 29569. Loris customers never need to visit; the whole loan is handled online.
Frequently Asked Questions: Loris Title Loans
What if I can't make a payment?
Call us before the due date. Missed payments on a title loan can put the vehicle at risk of repossession, so it is important to talk early.
How soon could I have the money?
Most applicants are pre-approved within minutes. Once approved, you can get your money as soon as the next business day, sometimes even the same day. Timing depends on when your documents and signed paperwork come in.
Does my car have to be paid off?
Not always. On newer vehicles we can sometimes roll the last couple of payments into the title loan.
Is there a penalty for paying early?
No. Pay off any time without a penalty; interest is charged only while you carry a balance.
Can I get a title loan in Loris completely online?
Yes. You apply, verify and get funded online. South Carolina residents FedEx the title to us, so there is no trip to an office and no inspection.