Aiken residents never need to visit an office or bring the car in. Apply online, verify online and FedEx the title to us. Once approved, funding comes as soon as the next business day, sometimes even the same day. Not every application is approved, and funding time depends on when your documents and signed paperwork are complete.
- LocationAiken, SC
- CountyAiken County
- Population (2020 Census)32,025
- How to apply100% online
Title Loans for Aiken Residents
Getting a title loan in Aiken does not mean a trip anywhere. Apply online and, once approved, you can have your money as soon as the next business day, and sometimes even the same day. Aiken is the seat of Aiken County, with 32,025 residents in the 2020 Census. It is famous for its equestrian heritage, from the Aiken Triple Crown and steeplechase races to the 2,100-acre Hitchcock Woods, and for downtown streets lined with oaks.
What Is a Car Title Loan?
Think of it as using the value already sitting in your vehicle. You pledge the title as collateral, we record a lien, and you get the money while the car stays in your driveway. Once the loan is paid, the lien is released and the title is clear again.
Living and Working in Aiken
The Savannah River Site, the Department of Energy's nuclear complex south of town, is a major employer, along with USC Aiken, Aiken Regional Medical Centers, manufacturing, and the horse industry. Contract work and shift changes are common.
Your Document Checklist
- Title in your name (if it is not, the SCDMV can transfer it or issue a duplicate)
- Driver's license or other government photo ID
- Recent proof of income, from any steady source
That is the short list. Our team will tell you exactly how to send each item.
What Decides Your Loan Amount
We look at your vehicle's value and your ability to repay. A newer vehicle with lower mileage usually supports a larger loan than an older one, but older vehicles can qualify too. Tell us the amount you need on the application, and we will work out what fits your budget.
Is a Title Loan Right for You?
A title loan is meant for a short-term need, not long-term borrowing. The cost is high (see the APR in the loan example below), and the vehicle is at risk if the loan is not repaid. If you have a cheaper option, compare it first. If you choose a title loan, paying it off early saves interest and never costs a penalty.
Why Aiken Borrowers Choose Us
- 100% online: apply, verify and get funded without an office visit
- Pre-approval in minutes
- Funding as soon as the next business day, sometimes the same day
- Little, bad or no credit is fine to apply with
- Keep driving your vehicle
- No prepayment penalty, ever
Contract and Shift Work
If you work on contract or your hours change with the project, bring pay stubs or bank statements that show your recent income. We are more concerned with your ability to repay than with the type of job.
Keep Your Car, Truck or Motorcycle
Your keys stay with you. You have full use of the vehicle the whole time you are paying the loan back. We also make motorcycle title loans, with some conditions the underwriter will go over.
Questions? Call Us
Call 843-444-2231 before or after you apply. Customer service is available from 10 am to 8 pm, 7 days a week. Our business location is 1st Capital, 3210 Highway 701 North Suite 104, Loris, SC 29569. Aiken customers never need to visit; the whole loan is handled online.
Frequently Asked Questions: Aiken Title Loans
Can I qualify without a job?
Possibly. You need a way to repay, which can be self-employment, retirement, Social Security or disability income, as long as you can document it.
Will I keep my car?
Yes. You keep full use of it while you repay. Keep up with the payments, because the vehicle secures the loan.
Do you make motorcycle title loans?
Yes, with some conditions that the underwriter will go over with you.
Do I need good credit?
No. Little, bad or no credit is fine to apply with. We focus on the vehicle and your ability to repay.
Can I apply if the title is not in my name?
No. The title has to be in your name. The SC Department of Motor Vehicles can transfer a title or issue a duplicate.