Abbeville residents never need to visit an office or bring the car in. Apply online, verify online and FedEx the title to us. Once approved, funding comes as soon as the next business day, sometimes even the same day. Not every application is approved, and funding time depends on when your documents and signed paperwork are complete.
- LocationAbbeville, SC
- CountyAbbeville County
- How to apply100% online
Title Loans for Abbeville Residents
Apply online, get approved, and get your money as soon as the next business day, sometimes even the same day. You never have to visit an office or bring the car in. Abbeville is the county seat of Abbeville County, known for its historic town square and the Abbeville Opera House.
How a Title Loan Works in Abbeville
A title loan is borrowed against a car, truck or SUV you own. The title secures the loan, a lien is recorded on it, and the lien comes off when you pay the balance. You keep the vehicle and drive it every day while you repay. Approval is based mostly on the vehicle and on your ability to make the payments, not on a credit score.
Why Abbeville Residents Apply
Abbeville is a small, rural community where a car or truck is essential for getting to work, the grocery store or the doctor.
What You Need to Apply
- A car, truck or SUV with the title in your name
- A valid photo ID, such as a South Carolina driver's license
- Proof of income: pay stubs, a benefits or retirement letter, or bank statements showing deposits
- A vehicle titled in the state where you live
If someone else is also listed on the title, tell us up front.
Sizing Your Loan
There is no one-size loan. Your vehicle's year, make, model, mileage and condition set the upper limit, and your income decides what payment makes sense. Check the loan example on this page to see how payments and interest add up before you choose an amount.
The Downside to Consider
Every loan has trade-offs. With a title loan, the main ones are cost and risk: the interest rate is high, and the vehicle secures the debt, so falling behind can put it at risk of repossession. Talk to us early if money gets tight. We would rather work something out than see you fall behind.
No Inspection, No Office Visit
You never have to bring the car anywhere. There is no vehicle inspection for South Carolina residents. You verify online and FedEx the title to us, and the vehicle never leaves Abbeville.
Pay Off Early, No Penalty
There is no prepayment penalty. Pay extra or pay the whole balance whenever you are ready, and interest is charged only while you have a balance. The only added fee is the $15 lien recording fee, which goes to the Department of Motor Vehicles.
Questions? Call Us
Call 843-444-2231 before or after you apply. Customer service is available from 10 am to 8 pm, 7 days a week. Our business location is 1st Capital, 3210 Highway 701 North Suite 104, Loris, SC 29569. Abbeville customers never need to visit; the whole loan is handled online.
Frequently Asked Questions: Abbeville Title Loans
Does my car have to be paid off?
Not always. On newer vehicles we can sometimes roll the last couple of payments into the title loan.
Is there a penalty for paying early?
No. Pay off any time without a penalty; interest is charged only while you carry a balance.
Can I get a title loan in Abbeville completely online?
Yes. You apply, verify and get funded online. South Carolina residents FedEx the title to us, so there is no trip to an office and no inspection.
Can I qualify without a job?
Possibly. You need a way to repay, which can be self-employment, retirement, Social Security or disability income, as long as you can document it.
Will I keep my car?
Yes. You keep full use of it while you repay. Keep up with the payments, because the vehicle secures the loan.