Iva residents never need to visit an office or bring the car in. Apply online, verify online and FedEx the title to us. Once approved, funding comes as soon as the next business day, sometimes even the same day. Not every application is approved, and funding time depends on when your documents and signed paperwork are complete.
- LocationIva, SC
- CountyAnderson County
- How to apply100% online
Borrow Against Your Vehicle in Iva
Iva borrowers can handle the whole loan from a phone or computer: apply, verify and get funded. Once approved, money can arrive as soon as the next business day, and sometimes the same day. Iva is a small town in southwestern Anderson County, between Anderson and the Georgia line.
Requirements for Iva Borrowers
You need to be an adult South Carolina resident who owns a vehicle with the title in your name and has a way to repay. Income can come from a job, self-employment, retirement, Social Security or disability. Have your title, photo ID and proof of income ready, and verification goes quickly.
Why Iva Borrowers Choose Us
- 100% online: apply, verify and get funded without an office visit
- Pre-approval in minutes
- Funding as soon as the next business day, sometimes the same day
- Little, bad or no credit is fine to apply with
- Keep driving your vehicle
- No prepayment penalty, ever
What Decides Your Loan Amount
We look at your vehicle's value and your ability to repay. A newer vehicle with lower mileage usually supports a larger loan than an older one, but older vehicles can qualify too. Tell us the amount you need on the application, and we will work out what fits your budget.
Live Near Iva, Not in It?
That is fine. We serve borrowers all over South Carolina, not just inside city limits. Apply online from wherever you live in the state.
Living and Working in Iva
Iva is rural, and nearly everyone needs a car or truck to get to work and run errands.
From Application to Deposit
Start with the short online application. We contact you to confirm your details, you send your documents online and FedEx the title, and the final paperwork usually takes about 15 minutes of your time. Once approved, you can get your money as soon as the next business day, sometimes even the same day.
Pay Off Early, No Penalty
There is no prepayment penalty. Pay extra or pay the whole balance whenever you are ready, and interest is charged only while you have a balance. The only added fee is the $15 lien recording fee, which goes to the Department of Motor Vehicles.
Questions? Call Us
Call 843-444-2231 before or after you apply. Customer service is available from 10 am to 8 pm, 7 days a week. Our business location is 1st Capital, 3210 Highway 701 North Suite 104, Loris, SC 29569. Iva customers never need to visit; the whole loan is handled online.
Frequently Asked Questions: Iva Title Loans
How soon could I have the money?
Most applicants are pre-approved within minutes. Once approved, you can get your money as soon as the next business day, sometimes even the same day. Timing depends on when your documents and signed paperwork come in.
Does my car have to be paid off?
Not always. On newer vehicles we can sometimes roll the last couple of payments into the title loan.
Is there a penalty for paying early?
No. Pay off any time without a penalty; interest is charged only while you carry a balance.
Can I get a title loan in Iva completely online?
Yes. You apply, verify and get funded online. South Carolina residents FedEx the title to us, so there is no trip to an office and no inspection.
Can I qualify without a job?
Possibly. You need a way to repay, which can be self-employment, retirement, Social Security or disability income, as long as you can document it.