Sumter residents never need to visit an office or bring the car in. Apply online, verify online and FedEx the title to us. Once approved, funding comes as soon as the next business day, sometimes even the same day. Not every application is approved, and funding time depends on when your documents and signed paperwork are complete.
- LocationSumter, SC
- CountySumter County
- Population (2020 Census)43,463
- How to apply100% online
Borrow Against Your Vehicle in Sumter
Getting a title loan in Sumter does not mean a trip anywhere. Apply online and, once approved, you can have your money as soon as the next business day, and sometimes even the same day. Sumter is the county seat of Sumter County, with 43,463 residents in the 2020 Census. It is named for Revolutionary War general Thomas Sumter, the "Fighting Gamecock," and is known for Swan Lake Iris Gardens and as the home of nearby Shaw Air Force Base.
Requirements for Sumter Borrowers
You need to be an adult South Carolina resident who owns a vehicle with the title in your name and has a way to repay. Income can come from a job, self-employment, retirement, Social Security or disability. Have your title, photo ID and proof of income ready, and verification goes quickly.
Why Sumter Borrowers Choose Us
- 100% online: apply, verify and get funded without an office visit
- Pre-approval in minutes
- Funding as soon as the next business day, sometimes the same day
- Little, bad or no credit is fine to apply with
- Keep driving your vehicle
- No prepayment penalty, ever
What Decides Your Loan Amount
We look at your vehicle's value and your ability to repay. A newer vehicle with lower mileage usually supports a larger loan than an older one, but older vehicles can qualify too. Tell us the amount you need on the application, and we will work out what fits your budget.
Live Near Sumter, Not in It?
That is fine. We serve borrowers all over South Carolina, not just inside city limits. Apply online from wherever you live in the state.
Living and Working in Sumter
Shaw AFB is the area's largest employer, with manufacturing, health care, Central Carolina Technical College and retail filling out the local economy. Military life and plant shifts can both make income less predictable.
Shaw Air Force Base Households
Military and civilian households at Shaw often move or deploy on short notice. If you or your spouse is on active duty, call us first. Federal rules apply to loans for service members and their dependents, and we will explain what is available.
How to Apply from Sumter
Use the application on this page or call 843-444-2231. Have your vehicle's year, make, model and mileage handy, along with the amount you need. After pre-approval, you finish verification online and FedEx the title to us. You never have to drive anywhere.
Pay Off Early, No Penalty
There is no prepayment penalty. Pay extra or pay the whole balance whenever you are ready, and interest is charged only while you have a balance. The only added fee is the $15 lien recording fee, which goes to the Department of Motor Vehicles.
Questions? Call Us
Call 843-444-2231 before or after you apply. Customer service is available from 10 am to 8 pm, 7 days a week. Our business location is 1st Capital, 3210 Highway 701 North Suite 104, Loris, SC 29569. Sumter customers never need to visit; the whole loan is handled online.
Frequently Asked Questions: Sumter Title Loans
Can I apply from Sumter without driving anywhere?
Yes. Everything is done online and by phone, and you FedEx the title to us. There is no office to visit.
Do you make motorcycle title loans?
Yes, with some conditions that the underwriter will go over with you.
Do I need good credit?
No. Little, bad or no credit is fine to apply with. We focus on the vehicle and your ability to repay.
Can I apply if the title is not in my name?
No. The title has to be in your name. The SC Department of Motor Vehicles can transfer a title or issue a duplicate.
What if I can't make a payment?
Call us before the due date. Missed payments on a title loan can put the vehicle at risk of repossession, so it is important to talk early.