Clemson residents never need to visit an office or bring the car in. Apply online, verify online and FedEx the title to us. Once approved, funding comes as soon as the next business day, sometimes even the same day. Not every application is approved, and funding time depends on when your documents and signed paperwork are complete.
- LocationClemson, SC
- CountyPickens and Anderson counties
- Population (2020 Census)17,681
- How to apply100% online
Title Loans for Clemson Residents
Getting a title loan in Clemson does not mean a trip anywhere. Apply online and, once approved, you can have your money as soon as the next business day, and sometimes even the same day. Clemson is home to Clemson University and its Memorial Stadium, "Death Valley." The city had 17,681 residents in the 2020 Census and sits mainly in Pickens County, with a part in Anderson County, on the shores of Lake Hartwell.
Using Your Vehicle's Value
If you own a vehicle with a title in your name, that vehicle can secure a short-term loan. Because the loan is secured, your credit history matters far less than it would for a bank loan. You keep driving the vehicle the whole time.
Living and Working in Clemson
Clemson's economy revolves around the university and the businesses that serve it, from restaurants and apartments to athletics. University staff, contractors and local residents who own a vehicle with a title in their name may qualify, even with little or no credit.
What You Need to Apply
- A car, truck or SUV with the title in your name
- A valid photo ID, such as a South Carolina driver's license
- Proof of income: pay stubs, a benefits or retirement letter, or bank statements showing deposits
- A vehicle titled in the state where you live
If someone else is also listed on the title, tell us up front.
How Much Can You Borrow?
The amount depends on two things: what your vehicle is worth (year, make, model, mileage and condition) and how much your income can comfortably repay. Enter your vehicle details and the amount you want on the application, and we will tell you what you qualify for. Borrow only what you need.
The Downside to Consider
Every loan has trade-offs. With a title loan, the main ones are cost and risk: the interest rate is high, and the vehicle secures the debt, so falling behind can put it at risk of repossession. Talk to us early if money gets tight. We would rather work something out than see you fall behind.
What Sets Our Title Loans Apart
We keep it simple: no inspection, no office visit, no prepayment penalty, and a full sample loan with the APR printed on every page so you know the cost up front. Customer service is available from 10 am to 8 pm, 7 days a week.
Students and Out-of-State Titles
Many Clemson students and new staff have vehicles titled in another state. Your title needs to match the state where you live. If yours does not, call us before you apply.
You Keep Driving
We never hold your vehicle. You keep 100% use of it while you repay, so getting around Clemson does not change. Motorcycle title loans are available too, with conditions the underwriter will explain.
Questions? Call Us
Call 843-444-2231 before or after you apply. Customer service is available from 10 am to 8 pm, 7 days a week. Our business location is 1st Capital, 3210 Highway 701 North Suite 104, Loris, SC 29569. Clemson customers never need to visit; the whole loan is handled online.
Frequently Asked Questions: Clemson Title Loans
Do I need good credit?
No. Little, bad or no credit is fine to apply with. We focus on the vehicle and your ability to repay.
Can I apply if the title is not in my name?
No. The title has to be in your name. The SC Department of Motor Vehicles can transfer a title or issue a duplicate.
What if I can't make a payment?
Call us before the due date. Missed payments on a title loan can put the vehicle at risk of repossession, so it is important to talk early.
How soon could I have the money?
Most applicants are pre-approved within minutes. Once approved, you can get your money as soon as the next business day, sometimes even the same day. Timing depends on when your documents and signed paperwork come in.
Does my car have to be paid off?
Not always. On newer vehicles we can sometimes roll the last couple of payments into the title loan.