Pendleton residents never need to visit an office or bring the car in. Apply online, verify online and FedEx the title to us. Once approved, funding comes as soon as the next business day, sometimes even the same day. Not every application is approved, and funding time depends on when your documents and signed paperwork are complete.
- LocationPendleton, SC
- CountyAnderson County
- How to apply100% online
Car Title Loans in Pendleton, SC
Getting a title loan in Pendleton does not mean a trip anywhere. Apply online and, once approved, you can have your money as soon as the next business day, and sometimes even the same day. Pendleton is a historic town in Anderson County between Anderson and Clemson, centered on its Village Green.
Pendleton at a Glance
Living between a university town and a county seat means many Pendleton residents work in education, health care, retail and manufacturing, with schedules that do not always line up with when bills arrive.
Benefits of an Online Title Loan
The biggest benefit is speed without travel. You apply in a few minutes, most applicants are pre-approved within minutes, and once approved your money can arrive as soon as the next business day, sometimes even the same day. You keep your vehicle, credit is not the deciding factor, and you can pay off early with no penalty.
Apply Online in Three Steps
- Apply online. The form takes a few minutes, and most applicants are pre-approved within minutes.
- Verify. Send your ID and proof of income online and FedEx the title to us. No inspection.
- Get funded. Once approved, get your money as soon as the next business day, sometimes even the same day.
Your Document Checklist
- Title in your name (if it is not, the SCDMV can transfer it or issue a duplicate)
- Driver's license or other government photo ID
- Recent proof of income, from any steady source
That is the short list. Our team will tell you exactly how to send each item.
How Fast Is Funding?
Most applicants are pre-approved within minutes. Once your documents are in and the paperwork is signed, you can get your money as soon as the next business day, and sometimes even the same day. Sending everything quickly helps you get funded sooner.
Credit Is Not the Deciding Factor
Little, bad or no credit is fine to apply with. We focus on your vehicle and your ability to repay. Wages, self-employment, retirement, Social Security and disability income can all count when you can document them.
The Downside to Consider
Every loan has trade-offs. With a title loan, the main ones are cost and risk: the interest rate is high, and the vehicle secures the debt, so falling behind can put it at risk of repossession. Talk to us early if money gets tight. We would rather work something out than see you fall behind.
Questions? Call Us
Call 843-444-2231 before or after you apply. Customer service is available from 10 am to 8 pm, 7 days a week. Our business location is 1st Capital, 3210 Highway 701 North Suite 104, Loris, SC 29569. Pendleton customers never need to visit; the whole loan is handled online.
Frequently Asked Questions: Pendleton Title Loans
Will I keep my car?
Yes. You keep full use of it while you repay. Keep up with the payments, because the vehicle secures the loan.
Do you make motorcycle title loans?
Yes, with some conditions that the underwriter will go over with you.
Do I need good credit?
No. Little, bad or no credit is fine to apply with. We focus on the vehicle and your ability to repay.
Can I apply if the title is not in my name?
No. The title has to be in your name. The SC Department of Motor Vehicles can transfer a title or issue a duplicate.
What if I can't make a payment?
Call us before the due date. Missed payments on a title loan can put the vehicle at risk of repossession, so it is important to talk early.