North Charleston residents never need to visit an office or bring the car in. Apply online, verify online and FedEx the title to us. Once approved, funding comes as soon as the next business day, sometimes even the same day. Not every application is approved, and funding time depends on when your documents and signed paperwork are complete.
- LocationNorth Charleston, SC
- CountyCharleston, Berkeley and Dorchester counties
- Population (2020 Census)114,852
- How to apply100% online
North Charleston Title Loans Online
You do not need a storefront in North Charleston. Fill out the online application, get approved, and get your money as soon as the next business day, sometimes even the same day. North Charleston is the state's third-largest city, with 114,852 residents in the 2020 Census, and it spreads across three counties: Charleston, Berkeley and Dorchester. It is home to Charleston International Airport, the Boeing 787 campus, the North Charleston Coliseum and the redeveloped former Navy Base, while Park Circle is its best-known neighborhood.
About North Charleston
Much of the Lowcountry's industrial and logistics work happens here: aerospace, port and warehouse jobs, trucking along I-26 and I-526, plus retail around Tanger Outlets and Northwoods. Rotating shifts and overtime that comes and goes make income uneven for many families.
What Sets Our Title Loans Apart
We keep it simple: no inspection, no office visit, no prepayment penalty, and a full sample loan with the APR printed on every page so you know the cost up front. Customer service is available from 10 am to 8 pm, 7 days a week.
From Application to Deposit
Start with the short online application. We contact you to confirm your details, you send your documents online and FedEx the title, and the final paperwork usually takes about 15 minutes of your time. Once approved, you can get your money as soon as the next business day, sometimes even the same day.
What You Need to Apply
- A car, truck or SUV with the title in your name
- A valid photo ID, such as a South Carolina driver's license
- Proof of income: pay stubs, a benefits or retirement letter, or bank statements showing deposits
- A vehicle titled in the state where you live
If someone else is also listed on the title, tell us up front.
How Fast Is Funding?
Most applicants are pre-approved within minutes. Once your documents are in and the paperwork is signed, you can get your money as soon as the next business day, and sometimes even the same day. Sending everything quickly helps you get funded sooner.
Shift Workers and Overtime
If your paycheck depends on overtime, bring your most recent pay stubs, or bank statements showing your regular deposits. We look at your ability to repay, and steady deposits help show it.
Bad Credit? You Can Still Apply
Your credit score does not decide a title loan the way it decides a bank loan. What matters most is a vehicle titled in your name and a steady source of income to cover the payments.
Know the Risks
Title loans are expensive compared with bank loans. The sample loan below has a 300% APR. Because the vehicle secures the loan, missing payments can lead to repossession. Borrow only what you need, have a plan to pay it back, and call us before a due date if you think you will have trouble.
Questions? Call Us
Call 843-444-2231 before or after you apply. Customer service is available from 10 am to 8 pm, 7 days a week. Our business location is 1st Capital, 3210 Highway 701 North Suite 104, Loris, SC 29569. North Charleston customers never need to visit; the whole loan is handled online.
Frequently Asked Questions: North Charleston Title Loans
Does it matter which county my North Charleston address is in?
No. Charleston, Berkeley and Dorchester County addresses are all treated the same, and the process is online for everyone.
Will I keep my car?
Yes. You keep full use of it while you repay. Keep up with the payments, because the vehicle secures the loan.
Do you make motorcycle title loans?
Yes, with some conditions that the underwriter will go over with you.
Do I need good credit?
No. Little, bad or no credit is fine to apply with. We focus on the vehicle and your ability to repay.
Can I apply if the title is not in my name?
No. The title has to be in your name. The SC Department of Motor Vehicles can transfer a title or issue a duplicate.