Easley residents never need to visit an office or bring the car in. Apply online, verify online and FedEx the title to us. Once approved, funding comes as soon as the next business day, sometimes even the same day. Not every application is approved, and funding time depends on when your documents and signed paperwork are complete.
- LocationEasley, SC
- CountyPickens and Anderson counties
- Population (2020 Census)22,921
- How to apply100% online
Borrow Against Your Vehicle in Easley
Easley borrowers can handle the whole loan from a phone or computer: apply, verify and get funded. Once approved, money can arrive as soon as the next business day, and sometimes the same day. Easley is the largest city in Pickens County (with a small part in Anderson County), with 22,921 residents in the 2020 Census. It stretches along US-123 between Greenville and Clemson, and the Doodle Trail rail trail connects it to the city of Pickens.
How a Title Loan Works in Easley
A title loan is borrowed against a car, truck or SUV you own. The title secures the loan, a lien is recorded on it, and the lien comes off when you pay the balance. You keep the vehicle and drive it every day while you repay. Approval is based mostly on the vehicle and on your ability to make the payments, not on a credit score.
Living and Working in Easley
Easley has grown as a commuter town for Greenville, and much of its traffic runs on US-123. For households that need two cars to make work and school schedules fit, a title loan can cover a short-term gap without giving up either vehicle.
Requirements for Easley Borrowers
You need to be an adult South Carolina resident who owns a vehicle with the title in your name and has a way to repay. Income can come from a job, self-employment, retirement, Social Security or disability. Have your title, photo ID and proof of income ready, and verification goes quickly.
How Much Can You Borrow?
The amount depends on two things: what your vehicle is worth (year, make, model, mileage and condition) and how much your income can comfortably repay. Enter your vehicle details and the amount you want on the application, and we will tell you what you qualify for. Borrow only what you need.
The Downside to Consider
Every loan has trade-offs. With a title loan, the main ones are cost and risk: the interest rate is high, and the vehicle secures the debt, so falling behind can put it at risk of repossession. Talk to us early if money gets tight. We would rather work something out than see you fall behind.
No Inspection, No Office Visit
You never have to bring the car anywhere. There is no vehicle inspection for South Carolina residents. You verify online and FedEx the title to us, and the vehicle never leaves Easley.
Pay Off Early, No Penalty
There is no prepayment penalty. Pay extra or pay the whole balance whenever you are ready, and interest is charged only while you have a balance. The only added fee is the $15 lien recording fee, which goes to the Department of Motor Vehicles.
Questions? Call Us
Call 843-444-2231 before or after you apply. Customer service is available from 10 am to 8 pm, 7 days a week. Our business location is 1st Capital, 3210 Highway 701 North Suite 104, Loris, SC 29569. Easley customers never need to visit; the whole loan is handled online.
Frequently Asked Questions: Easley Title Loans
Can I use my truck instead of my car?
Yes. Cars, trucks and SUVs titled in your name can all be used. Motorcycles are possible too, with some conditions.
Can I qualify without a job?
Possibly. You need a way to repay, which can be self-employment, retirement, Social Security or disability income, as long as you can document it.
Will I keep my car?
Yes. You keep full use of it while you repay. Keep up with the payments, because the vehicle secures the loan.
Do you make motorcycle title loans?
Yes, with some conditions that the underwriter will go over with you.
Do I need good credit?
No. Little, bad or no credit is fine to apply with. We focus on the vehicle and your ability to repay.