Clover residents never need to visit an office or bring the car in. Apply online, verify online and FedEx the title to us. Once approved, funding comes as soon as the next business day, sometimes even the same day. Not every application is approved, and funding time depends on when your documents and signed paperwork are complete.
- LocationClover, SC
- CountyYork County
- How to apply100% online
Clover Title Loans Online
You do not need a storefront in Clover. Fill out the online application, get approved, and get your money as soon as the next business day, sometimes even the same day. Clover is a small western York County town near Lake Wylie and the North Carolina line, with its historic downtown along SC-55 and the yearly Feis Chlobhair Scottish festival.
About Clover
In a place like Clover, many people depend on a pickup for work, whether that is construction, farm work or a commute toward Gastonia, Rock Hill or Charlotte.
Benefits of an Online Title Loan
The biggest benefit is speed without travel. You apply in a few minutes, most applicants are pre-approved within minutes, and once approved your money can arrive as soon as the next business day, sometimes even the same day. You keep your vehicle, credit is not the deciding factor, and you can pay off early with no penalty.
Apply Online in Three Steps
- Apply online. The form takes a few minutes, and most applicants are pre-approved within minutes.
- Verify. Send your ID and proof of income online and FedEx the title to us. No inspection.
- Get funded. Once approved, get your money as soon as the next business day, sometimes even the same day.
What You Need to Apply
- A car, truck or SUV with the title in your name
- A valid photo ID, such as a South Carolina driver's license
- Proof of income: pay stubs, a benefits or retirement letter, or bank statements showing deposits
- A vehicle titled in the state where you live
If someone else is also listed on the title, tell us up front.
How Fast Is Funding?
Most applicants are pre-approved within minutes. Once your documents are in and the paperwork is signed, you can get your money as soon as the next business day, and sometimes even the same day. Sending everything quickly helps you get funded sooner.
Bad Credit? You Can Still Apply
Your credit score does not decide a title loan the way it decides a bank loan. What matters most is a vehicle titled in your name and a steady source of income to cover the payments.
Know the Risks
Title loans are expensive compared with bank loans. The sample loan below has a 300% APR. Because the vehicle secures the loan, missing payments can lead to repossession. Borrow only what you need, have a plan to pay it back, and call us before a due date if you think you will have trouble.
Questions? Call Us
Call 843-444-2231 before or after you apply. Customer service is available from 10 am to 8 pm, 7 days a week. Our business location is 1st Capital, 3210 Highway 701 North Suite 104, Loris, SC 29569. Clover customers never need to visit; the whole loan is handled online.
Frequently Asked Questions: Clover Title Loans
Does my car have to be paid off?
Not always. On newer vehicles we can sometimes roll the last couple of payments into the title loan.
Is there a penalty for paying early?
No. Pay off any time without a penalty; interest is charged only while you carry a balance.
Can I get a title loan in Clover completely online?
Yes. You apply, verify and get funded online. South Carolina residents FedEx the title to us, so there is no trip to an office and no inspection.
Can I qualify without a job?
Possibly. You need a way to repay, which can be self-employment, retirement, Social Security or disability income, as long as you can document it.
Will I keep my car?
Yes. You keep full use of it while you repay. Keep up with the payments, because the vehicle secures the loan.