Clover residents: FedEx the title to us and get cash the same day. You do not need to bring the car in. Prefer to visit? Our nearest office is listed on this page.
Car Title Loans in Clover, SC
Our Car Title Loan Clover office is at 208 Gateway Farm Rd in Clover, in western York County. Clover is a smaller town than Rock Hill or Fort Mill, but it is a crossroads for people who live along SC-55 and US-321 and around the western shore of Lake Wylie. Having an office right here means local borrowers do not have to fight traffic into the Charlotte suburbs to finish a title loan.
Call the Clover office at 803-222-7733 before you head over and we can tell you what to bring.
Who We Help in the Clover Area
Our Clover office regularly serves borrowers from Clover itself, Lake Wylie, the town of York, and the rural communities in between. It is also a reasonable drive for families near the North Carolina line around Bowling Green. South Carolina residents can complete a loan 100% online, or visit our nearest office if they prefer; for western York County, that office is right here in Clover.
No Good Credit Required
That is one of the great things about a car title loan: you can have little, bad or even no credit at all. What matters is that you own a vehicle with a title in your name and that you have some source of income to make the payments. That income can come from a job, self-employment, retirement or disability.
Keep Your Truck on the Road
In a place like Clover, a lot of people depend on a pickup for work. We do not hold your vehicle at all, and you keep 100% use of it while you repay the loan. We also write motorcycle title loans, with conditions the underwriter will explain. If you need a commercial or 18 wheeler title loan, that is handled at our Fort Mill office on US-21.
How It Works
Apply online on this page or call us. We will have you pre-approved in a matter of minutes. South Carolina residents can complete it 100% online, or visit our nearest office if you prefer, at 208 Gateway Farm Rd. Have your title, a photo ID and proof of income ready. The paperwork is about 15 minutes of your time; plan on spending a little extra time picking up your money.
Nearly Paid Off?
If you still owe a small amount on a newer vehicle, ask us. We can sometimes incorporate the last couple payments into a car title loan, but this is only done on newer cars.
Clear, Upfront Terms
There is no prepayment penalty, so you can pay off early whenever you are able, and you are only charged interest while you have a balance. A $15 lien recording fee is forwarded to the Department of Motor Vehicles to record the lien on your title. The complete loan example and disclosure appear at the bottom of this page. Read it carefully, and ask our Clover staff any questions before you sign.
Tips for a Faster Visit
Gateway Farm Rd is easy to reach from downtown Clover and from SC-55. Before you come, find the paper title and make sure the name on it matches your ID. If you recently moved to York County from out of state, check that the vehicle has been retitled in South Carolina, since the car needs to be titled in the state where you live. Our Clover staff can answer these questions by phone at 803-222-7733.